I help home buyers and homeowners make smart, confident mortgage decisions. Whether you are buying, refinancing, or just exploring your options, I take time to understand your goals and explain everything in plain terms.
My approach is simple. Clear advice, honest numbers, and no pressure. I want you to leave our consultation knowing exactly what your options are and what makes the most sense for you.
If you are ready to talk through your scenario, I am here to help.

Let’s start with a simple conversation. We’ll review your goals, look at your numbers, and outline the best loan options for your situation so you can move forward with clarity.

This consultation is perfect if you:
Are planning to buy in the next 3 to 12 months
Want to refinance but are unsure if it makes sense
Need to understand your numbers before house shopping
Have been told no before and want a second opinion
If you want clarity before making a major financial decision, this call is for you.
Let’s review your options and create a clear plan that fits your goals.
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